Mix boiling water and jello together for 2 minutes. Mix in frozen oj concentrate until dissolved. Mix in reserved 1 cup mandarin orange and pineapple juice. Add fruit.

Put in a 9 x 13 dish and refrigerate until set.

Make pudding according to package directions. Pour over set jello and refrigerate for 5 min.

Drop whipped topping in several mounds on top of pudding layer and carefully spread. Serves 12.