Preheat oven to 400 degrees.

Cut each sheet of puffed pastry into 4 squares. Place a piece of chocolate and a marshmallow into the center of each square.

Fold each square of pastry diagonally over the filling and seal by pressing the edges with a fork.

Place on a baking sheet and brush the tops with the cream.

Bake at 400 degrees for 15-20 minutes, just until golden.

Place the chocolate chips in a microwave safe bowl. Microwave for 20 seconds and stir. Then microwave in 10 second intervals until fully melted.

Drizzle over turnovers and sprinkle with graham cracker crumbs. Makes 8 turnovers.