In a large bowl, combine the cream cheese and mayonnaise. Blend until smooth and well combined.
Fold the green chilies, jalapeño, Monterry jack cheese, and bacon into the cream cheese mixture.
Spray a 8 to 9 inch sized baking dish with non-stick cooking spray and spread the cream cheese mixture into the dish.
in another bowl, combine the formaggio trio cheese and panko bread crumbs. Sprinkle on top of the cream cheese mixture.
Give the bread crumbs a light spray of the non-stick cooking spray and bake at 350 for 25-30 minutes until hot and bubbly and the bread crumbs are lightly toasted.
Serve hot with baguette slices, crackers, tortilla chips, for fresh veggies.