Turn Instant Pot to sauté setting. Add in the beef and break it up. Add in the onions. Brown for about 5 minutes until beef is fully cooked. Drain any excess grease.
Pour in the broth and scrape bottom of pot so that nothing is sticking. Mix in the salt, chili powder, cumin.
The add in layers in this order - Rotel, ranch beans and cream of mushroom soup . Don’t stir.
Cover and secure the lid. Make sure valve is set to sealing. Set the manual/pressure cook for 5 minutes. Turn the valve to vent for a quick pressure release and remove the lid.
Stir the tortillas into the pot. Stir in the cheese.
Scoop onto plates and serve topped with desired garnishes. Serves 6.
Notes
Alternate instructions for the slow cooker:
In a skillet, add in the beef and break it up. Add in the onions. Brown for about 5 minutes until beef is fully cooked. Drain any excess grease.
Pour in the broth. Mix in the salt, chili powder, cumin.
In a slow cooker, layer in this order - the meat mixture, ranch beans, Rotel, cream of mushroom soup, tortillas, then shredded cheese.
Cover and cook on high for 2-3 hours or low for 4 hours. Top with desired garnishes.