Place dry milk and chocolate chips in a food processor or high powered blender (like a Blendtec). Process in the ingredients in the food processor until it becomes a nice powder.

Add the powder to a large bowl and add the remaining ingredients. Whisk together until well blended with no clumps. (The chocolate chip/dry milk mixture likes to clump together)

Store in an airtight container.

To make hot cocoa, add 1/4 cup of mix to 1 cup of hot water (or hot milk for a richer cup of cocoa) and stir until well combined and the mixture has dissolved.